Mr Johnson (not his real name) has been an employee of a company in Klang Valley for many years. One day, he become disable (TPD) and lose both his eyesight due to an accident. He was hospitalised, and the bills are paid by his employer group insurance. However, he no longer can work and his employment is terminated. And the company ceases to provide any coverage from him since he is no longer an employee of that company.
But he got RM1 million and this is not from his employer. RM 1 million cannot replace his eyesight, but at least he got the money for early retirement for him and his family.
Learn how you can get RM1 million too. I'm not saying that you go and hurt yourself on purpose and get the money.